Pasadena Collection West is a condominium complex built in 2004 that is in the heart of the South Lake District. It has a modern design and onsite concierge’s service 7 days a week. The units at this complex range from 1-2 bedrooms.

Call for a showing on any on the Pasadena condos listed below at 626-497-4606.

Also visit our Pasadena Collection Condos and Lofts website to see units for sale at both the East(175 S. Lake Avenue) and West (160 S. Hudson Avenue) buildings.

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

Pasadena Collection Condos West, Pasadena Condos for Sale, Real Estate

Pasadena Homes for Sale
View all active residential real estate and pending MLS listings in Pasadena from $250,000 to $400,000. Please call or email to view any of these homes for sale.

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

MLS listings, Pasadena Homes for Sale, Pasadena Real Estate Blogs

In 2009 the Federal Housing Administration (FHA) insured nearly 30% of the single-family mortgage market. More than 50% of first-time home buyers used FHA programs?

In today’s challenging credit climate, many home buyers and homeowners are turning to FHA for insurance, to purchase loans, and for refinancing options to get out of risky ARMs or subprime loans.  According to Jerome Nagy, senior regulatory policy representative at NAR, in order to replenish its dwindling reserves, FHA has implemented or proposed the following changes:

1.  Mortgage Insurance Premium (MIP)
FHA has increased the upfront MIP from 1.75% to 2.25% for borrowers while it awaits legislative authority to increase the annual premium. FHA stated it will decrease the upfront premium when they can increase the annual premium.

2.  Credit Score Changes
FHA has proposed that borrowers with a credit score below 580 be required to make at least a 10% down payment. The minimum down payment will remain at 3.5% for all other borrowers.

3.  Seller Concessions
FHA intends to propose a rule to decrease allowable seller concessions from 6% to 3%. NAR plans to argue against this decrease since closing costs differ greatly among states, and with fees on services (such as appraisals) increasing, seller concessions can be a vital part of closing the transaction.

4.  FHA Loan Limits
Current FHA loan limits are as high as $729,750 in high-cost areas, and are set to expire at the end of the year and revert to lower amounts, potentially putting a damper on a housing market rebound. A decrease of current limits would adversely affect 612 counties in 40 states and the District of Columbia, reports NAR, which is urging passage of legislation to make the loan limits permanent.

5.  Condominium Rules
FHA is delaying implementation of “Mortgagee Letter 2009-19” and making temporary enhancements to the policy instead, such as eliminating the owner-occupancy requirement for FHA condo mortgages and reducing the number of units sold prior to FHA’s endorsement of a unit from 50% to 30%.

Please feel free to contact us for guidance on the above FHA programs and how changes might affect your particular situation.

ERICA SWANSON
RIVAS & ASSOCIATES
818-257-1054

Erica@RivasEstates.com

FHA Lending

More couples are choosing outdoor locations for their weddings and has become one of the top choices for Pasadena wedding locations and La Canada wedding locations in sunny Southern California. With the sun softly filtered by mighty California oaks and the richness of the camellia forest, or amidst the breathtaking beauty of the International rosarium in full bloom, Descanso Gardens in La Cañada Flintridge provides an extraordinary setting for special occasions and treasured memories. Purchased and developed by Manchester Boddy in 1937, Descanso Gardens comprises 150 acres of land, and can usually accommodate up to three weddings at a time. Seven different sites within the grounds are available to hold a wedding ceremony and/or reception, which include:

The Boddy House is a 22 room Regency style mansion designed by James Dolena. Sited above lush oak woodland, the house was built for Descanso Garden’s developer and publishing tycoon Manchester Boddy and his family.
Weddings held at the Boddy House Lawn or Terrace may have their reception in one of the locations below:

Boddy House Lawn/Terrace, capacity 90
Solarium and Foyer, capacity 50
Living Room, capacity 50
Dining Room, capacity 40

Van de Kamp Hall is a Craftsman-styled building used for lectures,large meetings and corporate functions, wedding receptions, memorial services and other larger gatherings. Fully enclosed, climate controlled and equipped with speakers and a microphone, Van de Kamp can accommodate up to 200 people for table seating or 250 for lecture/ theater style seating. The Hall is part of a complex of buildings located by the Visitors’ Center that includes an outdoor courtyard ideal for after-hours receptions.
Weddings held on the East Garden have their receptions in Van de Kamp Hall.

Magnolia Lawn An East Garden Location, can accommodate up to 200 guests.
Weddings held on the Magnolia Lawn have their receptions in Van de Kamp Hall.
The Japanese Garden: It lends itself to stylish outdoor events in a serene setting of Asian elegance. A feast for the senses, the Japanese Garden is graced by a blue-tiled Tea House and lovely raked rock garden, and the murmur of a koi-filled stream infuses the setting with the sound of nature. The Japanese Garden can accommodate up to 25.

The Japanese Garden is part of the East Garden Locations. Weddings held in the Japanese Garden have their reception in Van de Kamp Hall.

The Main Lawn and The Under the Oaks Theatre are East Garden Locations. The Main Lawn can accommodate up to 400 guests. The Under the Oaks Theatre, is an open-aired location with natural redwood benches that can seat up to 250 guests.
Weddings held on the Main Lawn or Under the Oaks Theater have their reception in Van de Kamp Hall.

Feather Falls is an East Garden Location. An intimate outdoor location that can accommodate up to 75 guests.
Weddings held at Feather Falls have their reception in Van de Kamp Hall.

The Oak Forest is an outdoor location located on the West side of the Gardens. This location can accommodate up to 300 guests
Ceremonies on the West Side of the Gardens have their receptions in the Rose Pavilion.

The Rose Garden is an outdoor location located on the West side of the Gardens. Within the Rose Garden, there are several areas to choose from: the Rose Garden Gazebo (capacity 200); Rose Pavilion; other Rose Garden Nooks (capacity 160 under roof).
Ceremonies on the West Side of the Gardens have their receptions in the Rose Pavilion.

See available La Canada Homes for sale

Descanso Gardens, 1418 Descanso Drive, La Canada, Ca 91011

818-949-4200 http://www.descansogardens.org/

ERICA SWANSON
RIVAS & ASSOCIATES
818-257-1054

Erica@RivasEstates.com

Descanso Gardens, la canada Flintridge

Congratulations to Spain for winning the 2010 Fifa World Cup in South Africa over opponent the Netherlands. 

Final score:

Netherlands 0:1 Spain 

Spain wins 2010 World Cup over the Netherlands.

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

2010 Fifa World Cup

Monterey Hills Condo for Sale

4280 Via Arbolada #237, Los Angeles, CA

Offered at $359,000 - 2 Bedrooms & 2 Baths – 1,127 sqft. Interior

SEE THE VISUAL TOUR

Wilson Summit Condo for Sale with Dramatic Views

Absolutely breathtaking views is this tastefully updated Monterey Hills condo located in the highly desired complex known as Wilson Summit. With a beautifully remodeled interior, it exhibits elements of practical yet sophisticated living. The open living and dining areas make the home perfect for entertaining. The adjacent kitchen has stainless steel appliances, a breakfast bar and plenty of cupboard space. Your private sanctuary awaits in the spacious master bedroom with dual sinks and a full bathroom. The second bedroom has a large closet and has an adjacent full bathroom across the hallway. Additional features and HOA amenities include an association pool with clubhouse, wood and tiled flooring, outdoor balcony with views, and two parking spaces.

Monterey Hills Condo for Sale $359,000

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

Monterey Hills Condos for Sale, Pasadena Real Estate Blogs, Wilson Summit Condos

Chapman Woods is the featured Pasadena neighborhood.  See all active real estate for sale in Chapman Woods.  Some listings featured are also just outside the boundaries.

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

Pasadena Homes for Sale, Pasadena Real Estate Blogs, Real Estate

VIEW ALL SOUTH PASADENA CONDOS AND TOWNHOMES FOR SALE.  Great time to buy with the low interest rates and seller incentives.  Contact us to buy or sell your next home.

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

Condos and Townhomes, South Pasadena Real Estate

HAVE A WONDERFUL 4TH OF JULY FROM RIVAS & ASSOCIATES!

HAPPY FOURTH OF JULY 2010

For Buying and/or Selling Real Estate, contact me:
Ramiro Rivas – Pasadena Realtor
626-497-4606
Ramiro@RivasEstates.com

4th of july